Retire While You Work® Podcast
Join us as we discuss various topics to help you find the path to viewing money as a means to the true currency, TIME, and learn how to build more memories and experiences.
View All EpisodesJoin us as we discuss various topics to help you find the path to viewing money as a means to the true currency, TIME, and learn how to build more memories and experiences.
View All Episodes
My therapist and good friend, Dr. Angela Thompson, shared with us a study by Bronnie Ware, an Australian nurse and counselor who worked with terminally ill people for years, sharing the top 5 regrets of those in their final days.
During Bronnie’s experience with these people, she collected data that when summarized below in bold, show the following as the main regrets people had near the end of their lives (commentary offered by Dr. Angela Thompson):
1. “I wish I pursued my dreams and aspirations and not the life others expected of me.”
It appears our unfulfilled dreams have a funny way of silently haunting us; they may eventually linger in our dying days. Why worry about what people will say or think about our choices? Their voices will not matter during your final days here.
2. “I wish I didn’t work so hard.”
Many of our lives are taken over by work and pursuing a career. Many end up regretting that they allowed this pursuit to cause them to spend less time with loved ones. I believe many of us can relate to this.
3. “I wish I had the courage to express my feelings and speak my truth.”
I struggle with suppressing my true feelings many times because I want to keep peace with, or don’t want to disappoint others. It’s easy for us to build up anger and resentment which can ultimately affect our mental and physical health. We need not let bitterness cripple us emotionally and stand in the way of fulfilling our true potential. Easier said than done, but let’s try and start today!
4. “I wish I had stayed in touch with my friends.”
Many of Bronnie’s patients missed their old friends and regretted not giving those friendships the investment of time and effort they deserved. Think of someone that falls into this category for you today and call or send them a little note (today we call that text message) letting them know you miss them and want to reconnect.
5. “I wish I had let myself be happier.”
Happiness is a choice; this I am slowly learning, and many people have explained to me over the years that happiness isn’t something to be chased or acquired through wealth or social acceptance. Rich or poor, and regardless of life circumstances, we ultimately can make the decision to be happy.
Do you feel like it’s time to make a change so you don’t wake up near the end of your life to find yourself experiencing these regrets? After hearing Angela share her thoughts with on each of these regrets, I found myself journaling like crazy the next few days really evaluating some bigger decisions and associated fears that, in some ways, had paralyzed me the past few years.
With my Retire While You Work philosophy, I encourage you to live your life now, rather than later. I am a huge advocate for self-help and reaching out to those around you, especially getting professional counseling, without fear of what society may think of you. In my opinion, it is healthy to admit that you may not “have it all together.” Let’s challenge ourselves to live in the moment and follow our passions while being honest, communicating with those we love, and most importantly, allowing ourselves to be happy.
Any opinions are those of David Adams and not necessarily those of Raymond James. Raymond James is not affiliated with and does not endorse the opinions or services of Dr. Angela Thompson.
Neither Raymond James Financial Services nor any Raymond James Financial Advisor renders advice on tax issues, these matters should be discussed with the appropriate professional.
Links to external content or websites, if provided, are for informational purposes only. Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members.
The running stock ticker is not a recommendation to buy or sell stocks of the companies pictured.
Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC, marketed as Adams Wealth Partners. Investment advisory services offered through Raymond James Financial Services Advisors, Inc.Adams Wealth Partners is separately owned and operated and not independently registered as a broker-dealer or investment adviser.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements. CFP® holders at Adams Wealth Partners, LLC are: David Adams, Myles Zueger, Carson Odom, Spencer Provow, and Nick Wolf.
CPA holders at Adams Wealth Partners, LLC are: David Adams, Carson Odom, and Christine Kinsley
CFA holders at Adams Wealth Partners, LLC are: Anthony Breen.
Please note that all archived content is for informational purposes only. Investment decisions should not be based on the content provided herein. For the most up-to- date statistical information and analysis, please contact your financial professional.
Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.
2026 Forbes America's Best-In-State Wealth Management Teams, developed by Shook Research, is based on the period from 3/31/2024 to 3/31/2025 and was released on 1/7/2026. Approximately 12,787 team nominations were received and 6,149 advisor teams won. Neither Raymond James nor any of its advisors pay a fee in exchange for this award. More: https://bit.ly/4rXUfUA. Please see https://bit.ly/40mwRVe for more info.
The 2026 Nashville Business Journal Best Places to Work award is based on employee surveys evaluated by Quantum Workplace. To be considered, a company must have a minimum of 10 employees, be located in one of the following counties in TN: Cheatham, Davidson, Maury, Montgomery, Robertson, Rutherford, Sumner, Williamson, or Wilson, and pay a participation fee of $250. Of 100+ companies considered, 40 were recognized. The award is not representative of any one client's experience, is not an endorsement, and is not indicative of an advisor's past or future performance. Raymond James is not affiliated with Nashville Business Journal or Quantum Workplace.
Barron’s Top 1,500 Financial Advisors 2026, is based on the period from 09/30/2024 – 09/30/2025 and was released on 03/20/2026. 7,855 nominations were received and 1,500 won. Neither Raymond James nor any of its advisors pay a fee in exchange for this award. More: https://bit.ly/4smNviU.
Please note that all archived content is for informational purposes only. Investment decisions should not be based on the content provided herein. For the most up-to- date statistical information and analysis, please contact your financial professional.
Raymond James is not affiliated and does not endorse the above-mentioned organizations.
Nashville Wealth Management & Financial Advisors | David Adams CPA, CFP® | Copyright © 2026 | Raymond James Privacy Notice | Raymond James Legal Disclosure